Letting agents and landlords are increasingly turning to rental insurance ahead of the Renters’ Rights Act coming into effect in May, new data shows.
Analysis from Goodlord, a UK lettings tech platform offering services including Rent Protection Insurance, found a 41% rise in demand for rental insurance products between September and December 2025. The surge followed the Renters’ Rights Bill receiving Royal Assent on 27 October, after years of debate in Parliament.
A recent survey of 234 letting agents and landlords conducted by Goodlord found that 76% said the Renters’ Rights Act had increased their likelihood of taking out insurance. Eleven percent said their position was unchanged, while 1% said they were less likely to take out insurance as a result of the Act.
The Act, which comes into effect on 1 May, introduces a range of new rules for the private rented sector. These include the abolition of so-called ‘no fault’ evictions (Section 8), meaning landlords must follow a more complex process to regain possession of a property (via a Section 13 notice).
Tenants will also be able to formally challenge rent increases, and agents can no longer request more than one month’s rent in advance, which becomes due on the first day of the tenancy.
Industry professionals have raised concerns about potential delays in eviction proceedings, longer rental disputes, and last-minute tenancy cancellations.