Buy-to-let landlords have had it tough in recent years owing in part to a number of tax and legislative changes but there is another major issue that is adversely affecting those that invest in the private rented sector: the media.
Landlords are often labelled as greedy, rogues, or exploitative in the media, and this language plays a significant role in how the public perceives them, but the media portrayal of the buy-to-let market is not accurate, according to research undertaken by Landbay.
News outlets priorities major stories that vilify landlords – often seen as easy scapegoats, especially when there is a housing crisis or the cost-of-living surges. But the in poll of landlords, the buy-to-let (BTL) lender unsurprisingly found that only 9% said they agreed that the media portrayal of the market was “fair and accurate”.
The findings of the research, conducted in May 2025, polling buy-to-let landlords with portfolios totalling approximately 3,000 properties, represents a huge drop from a similar poll in 2023 when 19% of landlords felt the portrayal of the market was fair and accurate.
Rob Stanton, sales and distribution director at Landbay, said: “The media – chiefly social but also the mainstream press – is traducing buy-to-let landlords. People seem to have a view that landlords are rolling in cash making huge profits; the situation has got worse over the last year presumably encouraged by the legislative agenda.
“As more landlords – small business owners – leave the market in the face of counter-productive red tape, the landlord-bashers are going to get a wake-up call when they realise the housing crisis has not disappeared and – because the supply of rental properties has shrunk – rents have risen.”
When Landbay broke the numbers down further, they found little difference between predominantly HMO or MUFB landlords and those with more vanilla portfolios. But there was a significant difference between landlords borrowing via Ltd companies and those still borrowing as individuals.
While 10% of those borrowing solely through Ltd company structures (or with a blend of Ltd company and individual borrowing, thought the media’s portrayal was neither fair nor accurate, only 4% of those borrowing solely as individuals shared this view.
Equally, only 4% of landlords with single properties or portfolios of two or three properties thought the media portrayal was fair and accurate, compared to 10% of those with four or more properties.
Stanton added: “Landlords with only a few properties tend to be those that have invested all their savings and inheritance into their properties in the hope of providing themselves with a retirement income. I think they genuinely care about the state of their properties and therefore find their demonisation even more unfair.”

Short answer to the headline. Yes.
A constant and pervasive campaign against Landlords earnings and reputations that began @2015 was understandable. However it’s gone too far.
We now have a situation where capital appreciation is more uncertain.
Aligned with an environment where any savvy investor knows they can achieve a net 4-6% in the markets with fairly little risk or indeed a net 2-3% with the money super safe.
Real-world annual net returns from rental income from a new investor point of view at @50-60% LTV are in the region of 2-3%.
With all the hassle that can come with it…..
Castigating landlords has been a useful distraction for many.
However rents are driven by good old ‘supply Vs demand’.
Landlords were a decent target ten years ago for the blatant Mickey taking in terms of declared earnings and irresponsible borrowing.
Later they became the target to free up housing stock.
Now.
Well now it needs to be realised that current rent amounts are what they are because………guess……..you’ll never guess…..
We. Are. Not. Building. Enough. Houses.
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The rental stock is also low because many LL’s are just selling up, and the greedy 5% second home tax has practically ceased any new or existing LL’s purchasing.
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