New research from Lloyds identifies the UK towns and cities where first-time buyers account for the largest share of mortgaged home purchases. Outside London, Manchester tops the list, with first-time buyers making up 70.2% of mortgaged purchases in 2025, up from 67.2% in 2024. Sandwell in the West Midlands follows, with 69.7% of buyers entering … Continue reading Britain’s first-time buyer hotspots revealed